How much of your rental income will remain after tax?
The Finorum Rental Property Tax Calculator estimates taxes and mandatory charges on rental income across all 27 European Union countries. Select a country, enter your annual rental income and choose the relevant rental or tax regime.
The calculator shows your estimated tax, public charges, after-tax rental income and effective tax burden. Country-specific options are available for more detailed calculations.
Property and rental income
Calculation breakdown
Country rule summary
Detailed engine output
Country comparison
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How to Use the Rental Property Tax Calculator
Using the calculator takes only a few steps:
- Select the country where the property is located.
- Choose the applicable rental type or tax regime.
- Enter your annual gross rental income.
- Add eligible expenses and other requested information.
- Review the estimated tax and after-tax rental income.
Select Tax details to access additional country-specific fields or Compare with another country to compare two EU markets.
What Does the Calculator Include?
Depending on the selected country and rental arrangement, the calculation may include:
- Income tax on rental profit or revenue
- Statutory or actual expense deductions
- Social and health contributions
- VAT on accommodation services
- Municipal or tourist-related charges
- Special flat-rate rental regimes
- Long-term and short-term rental rules
Some taxes collected directly from guests are displayed separately because they do not normally reduce the property owner’s income.
Long-Term vs Short-Term Rentals
Long-term residential rent and short-term tourist accommodation are often taxed differently.
Long-term rental income may receive statutory expense deductions or residential tax relief. Short-term accommodation can be treated as a business activity and may create additional VAT, registration, social contribution or tourist-tax obligations.
The calculator adjusts the available fields according to the selected country and rental arrangement.
Gross Rental Income vs Taxable Rental Income
Gross rental income is the total rent received before taxes and deductible expenses.
Taxable rental income is the amount remaining after applying the deductions permitted by national law.
Taxable rental income = Gross rental income − Eligible deductions
However, some countries tax gross revenue, cadastral value, deemed income or the value of the property instead of actual rental profit.
Compare Rental Taxes Across Europe
The same rental income can produce very different results across Europe. Tax rates, expense deductions, VAT thresholds and the legal treatment of short-term accommodation vary between countries.
The comparison feature helps investors understand these differences. However, taxes should always be considered together with property prices, expected occupancy, financing costs and local operating expenses.
Calculation Assumptions
Unless stated otherwise, the calculator assumes that:
- The property is owned by a resident individual
- The income relates to a privately owned rental property
- The selected tax regime is available to the user
- Entered expenses satisfy the relevant deduction rules
- No company, trust or specialised ownership structure is involved
Regional taxes, municipal rules, personal allowances and individual circumstances may change the final result.
Frequently Asked Questions
Does the calculator cover all 27 EU countries?
Yes. It includes country-specific rental-tax modules for every European Union member state.
Does it calculate tax on selling a property?
No. Tax arising from a property sale should be calculated with the Capital Gains Tax Calculator.
Are property expenses deductible?
It depends on the country and tax regime. Some systems allow actual expenses, while others provide a fixed deduction or tax gross rental revenue.
Does the calculator include short-term rentals?
Yes. Where relevant, it provides separate options for tourist accommodation, platform rentals and business activity.
Does it include VAT and tourist tax?
Relevant VAT and owner-paid public charges are included or displayed separately. Guest-paid tourist taxes are generally not deducted from the owner’s rental income.
Why might the result differ from my tax return?
The final liability may depend on personal income, municipality, property classification, financing, registration status and expenses accepted by the tax authority.
Important Notice
The Finorum Rental Property Tax Calculator provides an estimate for informational purposes only. Tax rates, deductions, thresholds and local requirements may change, while individual circumstances can materially affect the result.
For an official calculation or personalised advice, consult a qualified tax adviser or the relevant national authority.
Rental income tax calculator Europe
Matias Buće has a formal background in administrative law and more than ten years of experience studying global markets, forex trading, and personal finance. His legal training shapes his approach to investing — with a focus on regulation, structure, and risk management. At Finorum, he writes about a broad range of financial topics, from European ETFs to practical personal finance strategies for everyday investors.